Many people don't understand what a credit score is. These tips will show you how to improve your credit score, as well as how it is calculated.
What is My Credit Score and How Do I Improve It?
How to Have More Money with the Beauty of Budgeting
When you practice budgeting, you get to be in charge of exactly where your money goes. Sometimes, we can forget the true value of every dollar—that each one was earned with a specific amount of our time. When we see our paycheck come in, we feel flush with opportunity and we can lose sight of…
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You Have to Know Your Numbers to Change Your Numbers
The easiest way to put your financial life in order is to start budgeting, yet most people are still resistant to it. In fact, only 4 in 10 American adults would be able to cover a $1,000 emergency using their savings. Not only is financial security good in and of itself but getting your finances…
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When Americans Are Failing To Save
Americans are Failing to Save The recent government shutdown inadvertently made the lack of savings in the US into major headlines. We heard of a tax examiner for the IRS who couldn’t afford to pick up his insulin prescription according to CNBC and a host of GoFundMe accounts used to raise funds during the furlough…
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How To Catch Up On College Savings
If you’ve fallen behind on college savings, don’t panic. Know that you’re not alone – it’s easy to put off saving for college when you’re more worried about teaching your children the ABC’s than the SAT’s. We’ve already looked at how much you should have saved – roughly $2,000 per year after your child is…
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How to Plan for College Savings at Every Stage
College education is becoming more and more essential to working in the US. How do you ensure that your children will have the opportunities that come with education? Are you setting enough aside? If you’re like most parents, you probably feel some anxiety about how you will finance your child’s college education. Though families are…
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How Much Do You Need to Save for Retirement?
Imagine running a long-distance race, but you don’t know how far you have to run. How do you pace yourself? How do you strike the right balance between running fast enough to win, but not so fast that you run out of gas before you reach the finish line? This is the issue we face…
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