Recent Posts by Margie Marchesani

How to Have More Money with the Beauty of Budgeting

When you practice budgeting, you get to be in charge of exactly where your money goes. Sometimes, we can forget the true value of every dollar—that each one was earned with a specific amount of our time. When we see our paycheck come in, we feel flush with opportunity and we can lose sight of…
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You Have to Know Your Numbers to Change Your Numbers

The easiest way to put your financial life in order is to start budgeting, yet most people are still resistant to it. In fact, only 4 in 10 American adults would be able to cover a $1,000 emergency using their savings. Not only is financial security good in and of itself but getting your finances…
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What if I Want to Buy Life Insurance for My Parents?

There’s a candid conversation we all have to have with our parents at some point in our lives regarding things like long term care, overall finances, outstanding debt, and the amount of savings they have. It may feel awkward, but it’s best to have this conversation sooner rather than later, particularly to find out if…
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Four Benefits of Using a Financial Expert

If you’ve never considered it, you ought to know the many benefits of checking in with a financial expert. While it may seem like your finances aren’t complex enough to make consulting a professional worth it, having someone you trust to help you meet your financial goals can make it worth it. Spending money to…
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Should You Be Happy With Group Life Insurance?

When you get a new job, you’re going to have to answer a lot of questions right off the bat. What’s your direct deposit information? Are you going to join the dental or vision plans? Which slot would you like on the kitchen duty roster? Chances are you’ll be asked how much life insurance you’d…
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Setting Financial Goals Today Can Lead to a More Secure Future

It’s important to be SMART when it comes to setting financial goals. It’s the key to creating a successful and secure future. I think most people would likely agree that we all have goals in life. Ask how they’re achieving those goals, and you might learn why so many people play the lottery. Wishful thinking…
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How Life Insurance Protects in Life and Death

Understanding how life insurance protects in life and death is the first step in creating a strong financial strategy for you and your family’s future. In simpler times, families relied on retirement plans, defined benefit plans or social security in times of need. Today, the economy has changed and there’s a strong push to become…
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